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Job openings for credit manager in delhi ahmedabad bangalore

Credit Manager

Delhi, Ahmedabad, Bangalore, Mumbai, Pune, Bhubaneswar, Cuttack, Chennai, Kolkata, Hyderabad


BRANCH UNDERWRITING:
Piramal Capital & Housing Finance ltd., as a commitment to serve all lending needs of consumers of “Bharat” is hiring Credit manager for its retail business. The person will be responsible for analysing the customer credit profile including financials and cash flow analysis for both salaried & self-employed segments, conducting personal discussions and underwrite / sanction the case.
EXTERNAL:

Customers
Vendors
Internal auditors
Credit Bureaus
KEY STAKEHOLDERS:
Credit Head for HFC
Risk & Compliance team
Credit Analyst and Operations
Legal team
Sales team
Collections team
ESSENTIAL SKILLS:
Knowledge of local markets and trends in retail lending
Understanding of local business and micro economy
Ability to work under tight deadlines and to prioritize conflicting and changing priorities
Keen understanding and focus on risk, controls, compliance and regulatory framework
Ability to liaise with internal stakeholders and cross-functional teams
Strong customer focus and management of stakeholder expectations
Strong analytical & communication skills (written & verbal)
Should be willing to adapt to digital tools and processes

QUALIFICATION:
Preferably CA/CA Inter/ ICWA/ MBA Finance / Post Graduate/ Graduate
1-5 years of relevant experience in Credit underwriting Retail Asset Banking products, services and operations (preferably in private sector, HL & LAP/SME)
Deep experience & understanding of retail financial services across NBFCs, banking

Experience 3 - 5 Years
Salary 4 Lac 50 Thousand To 7 Lac 50 Thousand P.A.
Industry Financial Services / Banking, Investments / Insurance / stock market / Loan
Qualification B.Com, M.B.A/PGDM, M.Com, CA, CS, ICWA
Key Skills Finance Manager Credit Control Credit Appraisal Credit Underwriting Credit Management Credit Operations Credit Manager

About Company

Company Name

PIRAMAL RETAIL FINANCE

About Company Piramal Group is a global business conglomerate with diverse interests in Pharma, Financial Services and Real Estate. The Group has offices in over 30 countries and a global brand presence in more than 100 markets. Led by Mr. Ajay Piramal, the Chairman, Piramal Group is a torchbearer of trusteeship and responsible business ethos. Based on the philosophy of ‘Doing Well and Doing Good’, the Group continues to create long-term value for its stakeholders and the community at large. Piramal Retail Finance, the consumer lending platform of Piramal Enterprises Limited, engages in various financial services businesses. It is focused on serving all lending needs of consumers and small businesses across Bharat, differentiating through product personalisation & superior customer experience. currently offers multiple products in its target markets including Affordable Housing loans, Mass Affluent Housing loans, Loans Against Property, Secured Small Business Lending, Digital Purchase Finance, Digital Personal Loans, and Used-Car loans across Tier I, II and III cities. Focused on building strong partnerships, the Company offers an Artificial Intelligence (AI) enabled multi-product retail lending platform by augmenting a ‘Digital at its Core’ strategy via physical customer connect-points for budget customers of Bharat. Its vision is to reach to ‘Bharat’ customer segments, especially those that do not have easy access to the Indian financial systems, across geographies.
Contact Person MPATNAIK
Mobile 9777946851
Email ID sms4immigration@yahoo.co.in